Therapy works best when it’s guided by what’s right for you, not by what a system will approve or pay for.

A note on fees + private pay in therapy

Operating privately allows us to:

Why Private Pay?

Protect your privacy 

Work at a pace that actually fits your capacity and goals

Go deeper, accessing better outcomes

(no diagnosis codes or permanent records shared with third parties)

(no session limits, length specifications, caps, etc.)

Insurance models prioritize short-term, simple-to-measure outcomes. real, lasting change will never fit neatly into a billing codes.

We use a community-rooted model, inspired by the Green Bottle Method, to balance sustainability with equity.
Here's what that looks like:

Balancing Access and Sustainability

Accessibility still matters deeply to us

74% of clients pay our full rate

24% pay a slightly-moderately reduced rate

one session each week is held for pro bono care

We can talk about it openly during your consultation

If You’re Curious About Fit

We aren't here to sell you on private pay. our goal is to help you understand what’s possible when therapy isn’t constrained by systems that were never built for complex, sensitive, or nonlinear minds.

Lastly, while we don’t bill insurance directly, many clients still use their benefits in flexible ways.You may be able to:

Using Benefits Creatively

Submit superbills to your insurance provider for possible out-of-network reimbursement.

Use an HSA or FSA card to pay for sessions.

Access mental health stipends or wellness funds if your employer offers them.

Claim therapy as a medical expense if you itemize deductions for taxes (check with your accountant).

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tHANKS - we're on it!

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-bloom team

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